1995-born. Charles University alum. Head of Performance at Mixit. 10+ years in marketing and data.
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Terms of sale · Last changed 2026-07-30
These terms apply to two things I sell on this website: yearly access to the Library, and single articles. They are written plainly on purpose. If anything here is unclear, write to me and I will explain it.
Richard Golian
Pod Turickou 3526/37, 97401 Banska Bystrica, Slovakia
ICO 52150399
DIC 1124945129
VAT SK1124945129
mail@richardgolian.com
Prices are final and include value added tax where it applies. You need no account and no password: access is tied to your email address and to a link I send you.
Payment is handled by Stripe. I never see your card details. Access to the Library opens within seconds of a successful payment, and a single article arrives by email as a PDF, usually within a minute.
By paying, you ask me to give you that access straight away, before the fourteen day withdrawal period has passed, and you accept what section 5 says about articles you open during that period. Nothing is charged for articles you do not open.
You may withdraw from a Library subscription within fourteen days of the payment, without giving any reason. There is no form to fill in and no questions to answer: open the withdrawal page and confirm. Your access ends at that moment, the subscription does not renew, and the money is returned to the card you paid with, within fourteen days at the latest.
A single article is different. It is digital content delivered in full at once, so once the PDF has been sent, the withdrawal right no longer applies to it. You agree to this when you buy it.
Every article in the Library is also sold separately, at its own price, and it is delivered in full the moment you open it. That matters for withdrawal: articles you opened during the period you are withdrawing from are charged at that individual price, and everything else you paid comes back.
An example. You pay €29.99 for the year, open three articles at €2.99 each, and then withdraw. Three articles are charged, and the rest is returned. If you have opened enough articles that their individual prices reach what you paid, there is nothing left to return, and the withdrawal page shows you that number before you confirm anything.
The Library renews once a year at the same price, until you stop it. You can stop the renewal at any moment in the billing portal, and you keep access until the end of the period you have already paid for. The price you paid stays yours for as long as you keep the subscription: a new price applies to new subscribers only.
If an article does not open, a PDF does not arrive, or a payment goes through twice, write to me at the address in section 1. I read my own email. Where the fault is mine, I fix it or return the money.
Write to me first: most things end there. If we do not agree, you may turn to the Slovak Trade Inspection, which supervises consumer protection in Slovakia, or use the European Union online dispute resolution platform. Slovak law applies, and this does not take away the rights that the law of your own country of residence gives you as a consumer.
What I store, why, and for how long is described in the privacy policy. For a purchase I keep what an invoice needs and a record of which articles were opened, because that record decides the amount returned if you withdraw.
I may change these terms for future purchases. The version that applies to your purchase is the one published on the day you paid. This page always shows the date of the last change.