Richard Golian

1995-born. Charles University alum. Head of Performance at Mixit. 10+ years in marketing and data.

Castellano Français Slovenčina

Manage subscription Choose a plan

RSS
Newsletter
New articles to your inbox

Article

Why I Think Long-Term About Work, Money and Life

Long-term thinking in work, finances and life
Richard Golian
Richard Golian · 1 818 reads
Hi, I am Richard. On this blog, I share thoughts, personal stories — and what I am working on. I hope this article brings you some value.
Listen to this article
0:00 / 0:00

A few days ago, I attended a university reunion, and near the end of the evening, when only a few of us remained, I asked my former classmates about their goals for 2025. One of them smiled at the question, turned it back to me, and the conversation quickly moved on. This small moment reminded me how natural it feels for me to think about the future and set goals, compared to the way others might view it.

For as long as I can remember, I have always thought in the long term. It is not a deliberate choice or a strategy I picked up along the way—it is just how my mind works. Whether it is a decision at work, a financial plan, or even personal goals, I naturally gravitate toward thinking about the bigger picture and what comes next. This forward-leaning mindset is one of the traits I have come to recognise as part of my INTJ personality — it is not something I chose, it is just how my attention tends to settle.

Long-Term Thinking in My Work

In my professional life, long-term thinking is not about perfectly predicting the future. It is about identifying the things that truly matter, the projects and goals where I want to focus my energy—those that carry lasting value.

This is why I deeply enjoy building teams or rethinking how we work with data. These kinds of efforts demand a clear vision for the future and a dedication to creating changes that have a lasting and tangible impact.

Long-Term Thinking in Finances

Long-term thinking in finances is tied to how I have approached saving and spending my whole life. Being mindful about resources and consistently setting money aside reflects my commitment to building a stable future. For me, it is about creating habits that align with patience and purpose, rather than chasing short-term rewards.

Continue

Continue reading

Enter your email to unlock this article and join the newsletter. You can unsubscribe anytime.

Summary

Professionally: projects with lasting impact. Financially: consistent saving and deliberate allocation. Personally: mistakes as learning, investment in self-development. Relationally: deep trust over fleeting interactions. Long-term thinking is not universal. But I find it difficult to imagine major commitments with those who do not consider the future.
Richard Golian

If you have any thoughts, questions, or feedback, feel free to drop me a message at mail@richardgolian.com.

More articles

Where the Money Goes When AI Takes the Work

Prague, 13 May 2026. On my way to work I started thinking about something that stayed with me for days. If most routine work on a computer disappears in the next ten years, and a large share of repetitive manual work disappears with it, what happens to the flow of money? Who pays whom for what? Which economic layers will exist, how large will they be, and what relationships will run between them? This is the six-layer map I sketched as an answer.

15 May 2026·40 reads
Building an AI Stock Market Prediction System That Grades Itself

I am building an AI system to predict the S&P 500. It runs on my own machine, uses free public data — yfinance, FRED, the Shiller dataset — and grades every forecast against reality. This series documents the build itself: the decisions, the methodology, the mistakes. What I will eventually share from the running system is a separate question, and an honest one.

26 April 2026·611 reads
AI sales forecast: 9 traps so far

Yesterday I could not tear myself away from the computer. When I lifted my head, it was half past eight in the evening. I had been sitting alone upstairs for about three hours.

25 April 2026·581 reads
Will AI take my job?

Will AI take my job? A certified Google trainer told me in June 2024 that my profession would cease to exist. Twenty-two months later, my job title has not changed — but ninety percent of what I do during the day is different. I have delegated more of my thinking to AI agents than I thought possible. I am not afraid. This is why, and what it means for anyone asking the same question.

23 April 2026·364 reads
€50,000 Quote vs. Two Hours with Claude Code

One hour. Fifty-five minutes. That is how long it took to build what a Czech software firm had quoted at over €50,000. I built it with Claude Code. Not a prototype. Not a proof of concept. A working tool — the one the company actually needed. By the evening of the same day, it was running on staging. This is not about Claude Code. It is about what Claude Code exposes.

18 April 2026·717 reads
Is AI Making Us Dumber?

I have conducted roughly one hundred and fifty practical interviews over the past four years. Fifty for data specialist roles. A hundred for advertising and performance marketing specialists. Almost every one of them involved sitting down with a candidate over a practical task — something close to a real problem we actually need to solve at the company. Not theory. Not trivia. Applied problem-solving. Over time, I started noticing a pattern.

14 April 2026·670 reads
What AI Hides From You

Before you can teach AI to understand anything, you need to see what it is hiding from you.

11 April 2026·667 reads
When Your AI Agent Joins the Team

The moment other people needed access to it, the problem changed completely. It was no longer about whether the agent could learn. It was about who gets to teach it.

8 April 2026·823 reads
Training an AI Agent That Learns Between Sessions

I wanted to build an agent that doesn't just assist. One that acts.

4 April 2026·874 reads
Local AI Model Limitations: Why I Switched from Ollama to Claude for Autonomous Agents

This is what I learned about local vs cloud AI, and why I switched to Claude Code.

3 April 2026·1 473 reads
Full AI agents or fully offline.

Four days in Catalonia. No computer, no AI, almost no social media. I bought this notebook so that I could write down what I would think about, and what I would come across and learn on the trip.

10.5.2026·322 reads
NEWSLETTER
What I write about, what I am working on, what I learned.
Sent the first Sunday of the month. Unsubscribe anytime.